If you face problems repaying your payday loan or if you have become a victim of an illegal payday lender, you should immediately contact your state agency in charge of regulating payday lenders.
Consumer Credit Counseling Service (CCCS) agencies are members of the National Foundation for Credit Counseling. Agencies and have agreed to quality standards nationwide. Only accredited and certified counselors and auditors are employed by CCCS agencies. This helps to ensure quality service.
At any CCCS agency, you can get comprehensive money management information and counseling. You can also ask for debt consolidation help and a debt management plan.
Consumer Credit Counseling Services (CCCS) agencies can be found in every state.
Find the one nearest to you or call a toll-free line to get free debt help or schedule an appointment. Also, you can live chat with CCCS representative online.
CCCS services are free. Debt consolidation is performed by CCCS agencies for a nominal fee.
You can also contact any other debt advice agency, but be prepared to pay for the services of commercial debt consolidators. You should always do a good background check to avoid fraudulent lenders.